National Term Insurance Brokers
 
LIFE ANNUITY DISABILITY HEALTH DENTAL LONG TERM CARE
Whether your looking for Life, Disability, Health, or Long Term Care Insurance
You will find the cheapest rates available here.
                                   

Term Life Insurance Calculator
We recommend that an individual purchase coverage at least 5 to 10 times their annual earned income. However, this calculator will assist you in determining a more accurate amount of coverage.

 
Step 1: Annual replacement income needed if the insured dies prematurely (before-tax).  
Step 2: Number of years a replacement income is needed by dependents/ beneficiaries.
Step 3: Estimate the average annuali nterest rate that you can earn on the invested life insurance proceeds.
Step 4: Estimate the average annual inflation rate. The historic rate for the last 10 years has been approx.
Step 5: The amount of life insurance needed to replace the annual income is:
 
 
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