How
much life insurance should I have?
How long
should I have protection in place?
Is a medical
exam required?
How am I
sure that my information stays confidential?
How does
Arlington Greene select the companies it represents?
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How
much life insurance should I have?
Most professional insurance brokers
recommend that an individual secure coverage in the amount
of five to ten times your annual income. However, individual
needs may vary based upon a number of factors. To determine
a quick calculation of the amount of coverage you might need,
go to our insurance
calculator. Should you need a more in-depth financial
analysis please contact our office and one of our experienced
agents will help you determine the right amount of coverage
for you and your family.
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How
long should I have protection in place?
Life insurance is designed to
provide your beneficiaries with a continuous stream of interest
income for years to come. You will need to determine the number
of years your beneficiaries will be dependent upon your income.
Most companies allow you to lock in rates for 5, 10, 15, 20
or even 30 years (guarantee levels vary by age and state restrictions).
While most clients choose to purchase a 20 year policy, our
agents can assist you with determining the right coverage for
you.
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Is
a medical exam required?
Yes. Most companies require you
to take a brief paramedical exam, which consists of a blood
and urine sample. The exam is free and can be scheduled in
your home or office, at your convenience. Most companies suggest
that you fast for at least 8 hours prior to your scheduled
exam which usually takes less than 30 minutes.
If however you prefer not to
complete an exam you may qualify for a "No Medical Required" policy.
For more information on this please vist our Rapid
Term Quote page.
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How
am I sure that my information stays confidential?
YES! Arlington Greene never sells
your name, address or other personal information to others.
You can feel secure in knowing that only Arlington Greene and
the insurance company you select have access to your information.
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How
does Arlington Greene select the companies it represents?
Arlington Greene is independent
of any insurance company. We provide an impartial selection
of the most competitively priced term life policies available
to you. We constantly monitors over 1,000 of America’s
life insurance companies to make certain that we always offer
the best values as well as the most financially sound carriers.
Arlington Greene only deals with companies receiving a rating
of A or higher with A.M. Best. This guarantees you only the
highest quality insurance companies you know and trust.
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